Smiths Financial | Remortgage | First Time Buyer | Buy to Let | Home Mover | Mortgages | Adverse Credit - Frinton-on-Sea

Enes

After a disappointing experience with another advisor and a lender decline following a long and stressful process, I decided to work with Luke Platt at Smiths Financial. It was the best decision I could have made!

Luke tackled every challenge with professionalism, even resolving issues with my payslips, and managed to secure an offer where others had failed. His clear communication and dedication turned a tough situation into a seamless experience.

I’m incredibly grateful for his hard work and would highly recommend him to anyone seeking a reliable and knowledgeable mortgage advisor. Thank you, Luke!

Hannah Rafftery

Richard was brilliant from start to finish. We had a fairly complex case, with little hope of one day owning our home. Richard made the whole process stress free (not sure mortgage and stress free usually go in the same sentence)! He was on hand for us to talk to whenever and offered his personal advice to get us the best deal possible. His response times were efficient. Richard has a wealth of knowledge and would recommend his services to anyone. Thank you for everything Rich, we couldn’t have done this without you!

Serena Penzo

We couldn’t have asked for a better…
We couldn’t have asked for a better broker! From the very start, he went out of his way to make the entire process as smooth as possible. We were anxious, but he always took the time to keep us calm and informed, patiently explaining everything along the way. A year before, when our financial situation wasn’t ideal, he was completely honest and advised us to wait—which we really appreciated. A year later, I reached out, and thanks to his careful guidance, we were finally able to get our mortgage.

But he didn’t stop there—he helped us find a great solicitor and surveyor, and is now helping us with all our insurance needs. His dedication, honesty, and genuine care for his clients are unmatched. We’re so grateful for everything he’s done, and we highly recommend him to anyone looking for a trustworthy broker!

gabriella sandor

My experience with Richard as my mortgage broker was outstanding. He secured me a mortgage in just 8 days, making the entire process smooth and easy. Richard was always helpful and optimistic about my situation, which made a significant difference during what can often be a stressful time.

His professionalism and trustworthiness were evident throughout our interactions. Richard consistently provided clear and timely communication, ensuring that I felt informed and supported every step on the way. His dedication to finding the best solution for my needs was truly impressive.

I highly recommend Richard to anyone in need of a mortgage broker. His efficiency, positivity, and expertise made all the difference. Thank you, Richard, for your exceptional service!

BaitFaceRyy

First time buyer and I've been so surprised, we had such an amazing experience with Smiths Financial! We dealt with a gentleman named Richard and I can't praise him enough, he went above and beyond to make sure every step of the journey was smooth, he couldn't help us anymore I couldn't recommend him or smiths services enough! Thank you so much !

Kai Ho Jacky Lee

I had an excellent experience working with Rich and Luke. They were incredibly knowledgeable, patient, and always available to answer any questions I had throughout the process. Their professionalism and dedication made the entire mortgage application process smooth and stress-free. I truly appreciated their ability to find the best rates and options tailored to my needs. I highly recommend Smiths Financial Solutions Ltd to anyone looking for a trustworthy and efficient mortgage broker!

Andrei Macarie

I first contacted Rich after joining a Facebook group designed to help first-time buyers navigating shared equity. At the time, I was still searching for properties and was being advised by William H Brown, as one of the initial properties I viewed was listed with their agency. However, my experience with W H Brown was frustrating—I had to constantly chase them for updates, they rarely kept their promises, and frequently missed scheduled calls. The advice they provided felt generic, and their responses were painfully slow.
After seeing multiple recommendations for Rich in the Facebook group, I decided to reach out. From the very first interaction, he was incredibly responsive, approachable, and happy to answer all my questions. He even made time for a detailed, hour-long call with me over the weekend. The difference between W H Brown's service and Rich's level of support was staggering—it was like night and day.
Ultimately, I decided to part ways with W H Brown and chose Rich as my mortgage advisor. It was one of the best decisions I made. Rich walked me through every step of the process, patiently explaining things and addressing any concerns I had. Thanks to his expertise and guidance, I successfully secured a mortgage offer, which was accepted. He also went above and beyond by assisting with solicitor communication and even helped me choose a solicitor.
If you're looking for someone who will support you every step of the way, provide clear and timely updates, and offer a friendly, approachable service, I highly recommend Smiths Financials.
—Andrei

Marie Ngoulle

I can't believe I get a mortgage offer!

What can I say to Richard Neilson? Thank you is not enough, 100% out 100% is not enough , I have nothing but praises for Richard.

I had a complicated case with lots of ups and downs and after several failed attempts with another mortgage, I was beginning to loose hope and thought my chances of buying a home were a miles away.

Richard Neilson kept encouraging me and reassuring me constantly, He was always available for a chat or any queries I had.

I couldn't recommend or thank him enough !

It will be the wishes, of any company to be blessed with someone of this calibre working in their businesses.